MASSACHUSETTS
Massachusetts EFS Loan Program

1. Loan Features
2. Current Interest Rates
3. Eligible Measures
4. How to Apply

Key features of an EFS loan:

• Residential owner-occupied single-family and duplex homes
• Unsecured loan (homeowner provides no collateral)
• Borrowers can finance $15,000 to $20,000
• Fixed rate loan terms available: 3,5,7,10 years
• No fees, points, or closing costs
• No prepayment penalty
• Can finance 100% of installation costs
• Quick approval process - usually 30 minutes or less
• Approved contractors only

What if your contractor is not approved? Please advise your contractor to visit our Contractor Participation page to find information on how to become approved.