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It's Fast and Easy to Apply for an EFS Loan or Program Incentive!

Simply find your state below, review the eligibility requirements and apply today.

Eligibility Requirements:

  • Please refer to your specific program below for details about eligibility requirements.
  • Carefully read all eligibility requirements for your EFS loan prior to submitting your application.

Contractor Participation:

All work financed with an EFS loan must be installed by a participating EFS contractor. Please refer to our Find a Contractor page to learn more.

EFS Programs

Illinois

Learn more about available programs for residential properties in the Ameren Illinois, ComEd, Nicor Gas, Peoples Gas and North Shore Gas service areas: 


Michigan

Learn more about available programs for Michigan residents here:  


New Jersey

Learn more about available programs for New Jersey residents here: 


New York

Learn more about available programs for New York residents here: