South Jersey Gas Financing Programs

On-Bill Repayment Features | Programs Available | Eligible Measures | How to Apply

South Jersey Gas has received New Jersey Board of Public Utilities approval to continue an initiative established in 2009 to encourage energy efficiency. This program offers residents of southern New Jersey the opportunity to receive incentives when installing approved central heating and water heating systems in their homes. All installations must be completed by contractors currently on the South Jersey Gas Participating Contractors List. Zero percent interest on-bill repayment programs are available s to help New Jersey homeowners install the recommended eligible measures.

On-Bill Repayment Features

Key features:

  • Residential single-family and duplex homes
  • Unsecured (homeowner provides no collateral)
  • Borrowers can finance $2,500 - $15,000*
  • Fixed rate of 0%
  • No fees, points, or closing costs
  • No prepayment penalty
  • Can finance 100% of installation costs
  • Quick approval process

Only contractors on the South Jersey Gas Participating Contractor List are eligible to perform the installation under this program. Get in touch with a participating contractor or use the Contractor Search tool to find a contractor near you.

*On-Bill Repayment amount eligibility will depend on installations. Check with your contractor with additional questions.

Programs Available

The following programs are currently available through South Jersey Gas:

Program Type Efficient Products (New or Upgrade) Financing Existing Homes Home Performance with ENERGY STAR® Program Financing Multi-Family Home Performance with ENERGY STAR® Program Financing
Maximum On Bill Repayment Amount: Up to $15,000 at 0%. Maximum limits based on combination of applicable equipment. Up to $15,000 at 0%. Up to $2,000 per unit with a maximum of $250,000 per project.
Maximum On Bill Repayment Term: 7 years or 10 years for income eligible customers. 7 years (up to $10,000) or 10 years ($10,000+). 7 years.
Installation Measure Eligibility: Please contact the South Jersey Gas Residential team at 1-833-493-0692 or by email at southjerseygas@Honeywell.com for a measure eligibility. Please contact the South Jersey Gas Residential team at 1-833-493-0692 or by email at southjerseygas@Honeywell.com for a measure eligibility. Please contact the South Jersey Gas Residential team at 1-833-493-0692 or by email at southjerseygas@Honeywell.com for a measure eligibility.
Contractor Requirements: The contractor who performs your efficient products installation must be a participating South Jersey Gas contractor. You may search for a participating contractor by county or installation type under Contractor Search at energyfinancesolutions.com. The contractor who performs your efficient products installation must be a participating South Jersey Gas contractor. You may search for a participating contractor by county or installation type under Contractor Search at energyfinancesolutions.com. The contractor who performs your efficient products installation must be a participating South Jersey Gas contractor. You may search for a participating contractor by county or installation type under Contractor Search at energyfinancesolutions.com.

Eligible Measures

The South Jersey Gas program is designed to help customers increase their comfort and save money by installing eligible energy efficient equipment in their homes. Therefore, all measures to be installed must meet minimum efficiency requirements to be eligible for financing. This list provides you with the efficiency requirements of the major equipment eligible for financing. In addition, the equipment must be on the ENERGY STAR list.

How to Apply

Below are three ways that you can apply for the South Jersey Gas On-Bill Repayment Program:


A) Apply online

Applying online is the fastest way to receive a decision. Click on the link below to submit an electronic application:

Online credit application

B) Print the application

Download the credit application. Please note the credit application is not a contract for an On Bill Repayment nor does it lock you into any commitment with a contractor. The credit application will allow us to proceed with your request for an On Bill Repayment to finance your improvement(s).

C) Request an application packet by mail

You may request an application packet by mail by calling 1.888.264.4367.

As part of the Credit Application process we will request a copy of your credit history. Eligibility for the on-bill repayment program is based in part on your utility bill payment history with South Jersey Gas, and we will require you to submit a copy of a recent utility bill, showing the service address, and gas and electric usage. If you don’t have 12 months of utility history with South Jersey Gas, determination for on-bill repayment program eligibility will be based on your general credit history.

If additional information is needed you will be notified of the specific documentation required to process your application.

Submit to:
Energy Finance Solutions
431 Charmany Drive
Madison, WI 53719
Fax: 608.249.5788